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| 30 Year Fixed Conventional Conforming |
| 15 Year Fixed Conventional Conforming |
| 5/1 LIBOR ARM |
Rates last updated on Friday, November 20, 2009
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30 Year Fixed Conventional Conforming
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.375% | 1% | 5.651% |
| | Standard purchase 80% loan to value or less, 1st Mortage only, minimum loan amount $50,000 up to $417,000. Different rates may apply depending on credit rating, Loan to Value (LTV), cash out refinance, or investment property etc. Rates subject to change without notice. |
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15 Year Fixed Conventional Conforming
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5% | 1% | 5.465% |
| | Standard purchase 80% loan to value or less, 1st Mortgage only, minimum loan amount $50,000 up to $417,000. Different rates may apply depending on credit rating, Loan to Value (LTV), cash out refinance, or investment property etc. Rates subject to change without notice. |
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5/1 LIBOR ARM
Standard purchase 80% loan to value or less adjustable rate mortgage, 1st Mortgage only, minimum loan amount $50,000 up to $417,000. Different rates may apply depending on credit rating, Loan to Value (LTV), cash out refinance, or investment property etc. Rates subject to change without notice.
Term: 30 years
Maximum Amount: $417,000
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| | Fixed rate for first 5 years, then will adjust each year after (up or down), up to a maximun of 5% over the start rate the first year, then a maximun of 2% in any year after, and a total of 5% for the life of the loan. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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